No photo on this record
For Sale
New today
$575,000
97 Francis Street, Cambridge, ON
3 bd2 ba900 sqftDetached
Details
~$2,965/mo to carry, est.
$639/sqft
0 days on site
Listed by SHAW REALTY GROUP INC..
Cambridge, ON N1S 2Y8
From PropTx
$3,100
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
Last sold Sep 16, 2026 for $3,100. That is this house rather than a comparable, so none of the usual adjustments apply.
See the full price history2 events between Jul 30, 2026 and Sep 16, 2026.
Asking price moved from $3,100 on Jul 30, 2026 to $3,100 on Sep 16, 2026, a change of $0.
Welcome to this one-of-a-kind, fully renovated home, beautifully blending modern updates with historic charm. Built in 1912, this solid red brick 2 1/2-story gem offers 3 spacious bedrooms, a den, and 2 renovated bathrooms. Every corner of this home has been meticulously updated, preserving its original character while incorporating stylish, contemporary finishes. Step through the welcoming 3-season sunroom and into the bright foyer of the main level, where you'll find gleaming oak hardwood floors and LED pot lighting throughout. The brand-new kitchen is a true showstopper, featuring sleek stainless steel appliances, elegant quartz countertops, white cabinetry, and exposed reclaimed wood beams that add warmth and character. The kitchen flows seamlessly into dinning and living areas. Walk out from kitchen through convenient mudroom to access the detached garage and a beautifully landscaped backyard perfect for outdoor living. The second floor features two generously sized bedrooms, an open-to-above den, and a stunning, modern 3-piece bath with a high-end TOTO wall-mounted toilet, a custom shower, and a floating vanity. The den leads to the impressive loft space, which could serve as a primary bedroom or an additional living area, offering plenty of versatility. The partially finished lower level includes a 2-piece bath, laundry room, and a charming wine cellar. All original wood doors and trim have been expertly stripped and restored, maintaining the home's timeless beauty. Key updates include new windows (except in the sunroom, 2023), a new front door (2024),furnace and A/C (2017) with dual-zone heating and cooling, spray foam insulation (2018-2021),and an updated electrical panel and wiring (2018). This home offers the perfect blend of old-world charm and modern convenience schedule a viewing today!
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Cambridge that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 9, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $165. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. No assessment on the record and no rate on file for this municipality, so the tax line is 0.70% of the price a year. That is a GTA figure, and the GTA holds the lowest residential rates in Ontario, so on an address outside it this line is likely to be low rather than imprecise, by a third or more.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.
Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.
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Explore the networkSourced from MyNest360
Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
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