
Details
Listed by REMAX YOUR COMMUNITY REALTY.
Rural Trent Hills, Trent Hills, ON K0L 1L0
From PropTx
$849,900
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Oct 30, 2024 and Oct 30, 2024.
Asking price moved from $849,900 on Oct 30, 2024 to $849,900 on Oct 30, 2024, a change of $0.
Discover the charm 97 Hearthstone Rd, a delightful waterfront home in the serene Bay Meadows community along the Trent River. This spacious property features just over 100 feet of private shoreline on a large 100' x340' lot, offering a peaceful retreat any time of year. The home's Cape Cod-style exterior and landscaped front yard welcome you and any guests worthy of an invite. A 2-car garage with direct access to the house ensures convenience. Inside, the bright living spaces are perfect for gatherings, with large windows showcasing picturesque river views. The cozy kitchen opens to a warm family room with a wood-burning fireplace, ideal for relaxing evenings. The dining room and living rooms are waiting to be filled with conversation and laughter. A highlight of this home is the expansive 3-season sunroom with uninterrupted views of the river -perfect for morning coffee, sunrise watching or quietly recharging anytime. The main floor laundry provides extra convenience. Upstairs, the two large bedrooms have views of the front, back and sides, and plenty of closet space. The fully finished basement offers great potential for an in-law suite or extra living space, and includes a large recreation room with walkout access to a deck, the four-piece bathroom, and a spacious bedroom that is currently used as a studio. This flexible space can easily adapt to your needs. The natural shoreline at the end of this expansive property invites you to enjoy fishing, boating, or simply soaking in the peaceful surroundings. A Kohler generator system (2021) ensures reliable power in any weather. Located just north of Campbellford, this home offers a quiet lifestyle in a close-knit community while still being near essential amenities. Don't miss the chance to make this charming waterfront property your own! Roof 2020.Updates May Be Required. House Insp Report & Floor Plans Available *Virtual Staging Photos for visualization purposes only and may not be fully represent dimensions*
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $6,245 in 2024 to $6,245 in 2024.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in Trent Hills that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Nov 27, 2025.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $4,509. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $6,245 for 2024, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.

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