Details
Listed by CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD.
451 - Downtown, St. Catharines, ON L2R 5M5
From PropTx
$1,350,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Jul 17, 2026 and Jul 17, 2026.
Asking price moved from $1,400,000 on Jul 17, 2026 to $1,400,000 on Jul 17, 2026, a change of $0.
Nestled in the prestigious Yates Street neighborhood on the edge of downtown St. Catharine's, this exquisite architecturally designed residence offers a blend of historic reverence & modern luxury. Custom-built, the property showcases exceptional craftsmanship, with a thoughtful versatile floor plan, that includes a fully independent apartment. The main level welcomes with an impressive solid wood entry door, leading a private home office/bedroom into an expansive, light-filled open-concept living area. At the heart of the home is the kitchen featuring a center island, butler's pantry, and seamless views of the dining and living spaces. Soaring ceilings, accented by architectural beams, frame a gas fireplace flanked by custom built-in cabinetry. A sweeping bank of rear windows frames picturesque views of the lush, manicured gardens. The upper level comprises of 2 more bedrooms, each featuring a private bath. The primary retreat offers a dedicated sitting area, a walk-in closet, and a spa-like 4 pc bath with a separate shower & soaking tub. A laundry room provides walk-in access to extensive attic storage. Lower level is a premium, self-contained suite, complete with a full kitchen, open-concept living & dining areas, and a spacious bedroom with 3 piece bath & laundry. A step outside reveals a private backyard paradise. Multiple patio & seating areas are enveloped by mature, towering trees & professional landscaping. Designed with foresight, the garage includes a rear pass-through door & a reinforced concrete pad, effortlessly accommodating future pool installation. Enjoy a vibrant, walkable downtown lifestyle just steps from Montebello Park, the First Ontario Performing Arts Centre, the Meridian Centre, and upscale dining. The St. Catharine's Golf & Country Club is 2 min's away, with rapid access to the 406, QEW, & Niagara Health System. Perfectly positioned for commuters & leisure alike, the home sits just 20 minutes from Niagara's wine country & 1hr from Toronto.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $8,640 in 2026 to $8,640 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in St. Catharines that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Sep 2, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $6,688. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
At 20% or more there is no CMHC premium.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $8,640 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.
Listed by CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD.
Listed by CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD.
Listed by CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD.

Listed by EXP REALTY.

Listed by ROYAL LEPAGE NRC REALTY.

Listed by ROYAL LEPAGE NRC REALTY.