
Details
Listed by EXP REALTY.
451 - Downtown, St. Catharines, ON L2R 5R4
From PropTx
$1,888,000
As listed by the seller and their brokerage. It is a request, not a valuation, and nothing tests it until an offer arrives.
From MyNest360
The tools we build on top of the listing, each figure sourced and none of it PropTx data: what the house really costs to hold, what it costs to borrow against, and the inspection to book before your conditions come off.
From PropTx
The price, facts, description and history exactly as the feed states them. Nothing in this section is our own estimate.
Counts and measurements as the listing states them, not verified by us. Source: PropTx
The listing does not say whether there is a second dwelling unit here. Other records in this set state it either way, so this is a silence rather than a no.
What comes from PropTx, and what is ours
The price, address, room and size figures, description and days on site are sourced from PropTx and can lag the live listing. The map placement and the cost, offer, insurance and rental tools below are our own work, not PropTx data. Anything we have modelled rather than sourced carries an Est. tag.
1 event between Aug 12, 2026 and Aug 12, 2026.
Asking price moved from $1,888,000 on Aug 12, 2026 to $1,888,000 on Aug 12, 2026, a change of $0.
Come to visit this grand & statueque mansion & instantly be awed & want to call it this home 38 Yates where perfection has stood the test of time since 1863. Historically significant & fully restored mansion maintaining the test of opulence of a by gone era but with all the modern conveniences. 11' ceilings with original italianite plaster detailing. An addition with 9' ceilings was added in late 1890's. Principal rooms are all large & have original ornate fireplaces (non working). The front living room is being used as a media room. Massive pocket doors open to a library/art room with a fireplace. The formal dining room easily seats 10+. Go out the garden door to your paradise yard. The heart of the home is the updated eat-in kitchen with high-end appliances, granite counters & opens to the sun-filled family room with wall-to-wall windows & a working gas fireplace. A very large pantry room & coatroom completes the space. Use the back stairs or the grand formal main stairway to go to the 2nd level. The front primary suite has a few stairs to the private space. A large office has built-in bookcases & lots of light. The 5pc ensuite has 2 classic pedestal sinks, a walk-in jet tub, separate shower. The primary bedroom is bright & cheery with natural light. What was a bedroom is now a dressing room with wall-to-wall closets, a centre-drawered island & a vanity. Two more bedrooms follow. Plus a 4pc with a separate shower & soaker tub. The laundry room has cabinets, sink & a full-size washer & dryer. A hidden stairway leads to the top floor finished with wall-to-wall cabinets & windows - ideal for beds, playroom, art or writer's room. The yard is magnificent with shade & sun areas, pathways, fountain, covered patio, hot tub, & large shed with a house generator. The garage has a lift to allow for 2 cars. Concrete driveway easily parks 3-4 cars. Classic heritage, major modern updates, superior location & outstanding price. Come home to 38 Yates Street.
Written by the listing brokerage to sell the house. Nothing in it is verified, so take its claims about condition to an inspection, not from it.
The pills are copied from the listing and sorted for reading, with nothing added to them, and a group the listing did not fill in is absent rather than empty. Where a group is written as sentences instead, those are ours: what the listing named, and what it means.
On the record, and not one of the groups above.
1 years, from $11,164 in 2026 to $11,164 in 2026.
Neighbourhood market statistics is not shown here
Not shown: our current listing agreement does not licence this figure for display.
Medians, sale-to-list ratios and absorption are computed from sold prices, and they are licensed to registered users only. There is no approximate version of a median that would be honest to show in their place.
Every home of this type in St. Catharines that has sold in the last 3 years.
Contact details for the listing agent are not shown: our current listing agreement licences them to registered users only.
Sourced from: PropTx. Last updated Aug 12, 2026.
From MyNest360
None of this is PropTx data. Each figure is our own and carries its source: the true cost to own, the mortgage studio, the inspection plan, and the rest.
Two figures stand against this house for two different purposes, the asking price and the assessment, so they do not agree and were never meant to. The gap is worked out here rather than left for you to hold in your head.
Nothing of this kind on the record, and nothing here fills it in from an average of other houses.
The figure property tax is apportioned from, valued as of a date that is not today. It is not a market value and no lender treats it as one.
None of these is an appraisal. Your lender orders one of those once an offer is accepted, and it is the figure that decides how much they will actually lend.
At 20% down and 4.22% fixed, the all-in monthly cost works out to $9,439. Every line, the pool and the well included, plus the first-year total, is on the full breakdown.
20% is the legal minimum on this price.
20% down · 4.22% indicative 5-yr fixed · The number of years the whole balance is paid off over. A longer amortization lowers the monthly payment and raises the total interest.. $11,164 for 2026, from the tax figure stated on the listing, divided by twelve. That is what the current owner pays, as the listing states it. That twelfth is the annual amount levelled across the year and not a payment you will make on any date. How a municipality actually collects it is set out in documents nobody here has read.; heat and utilities estimated. Figures illustrative.
Compare lenders and private optionsIt asks one question first: whether someone is already acting for you. That answer changes who books the visit and who is on your side inside the house.

Connect with Tara
Tara McCarthy
Broker, VP Ultra Luxury Division
Every question about this home reaches a licensed broker, not a form.

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Figures such as 4.79% sample rates and estimates are illustrative only. Verify all details with a licensed professional before making an offer.

Listed by EXP REALTY.
Listed by MCGARR REALTY CORP, BROKERAGE.
Listed by CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD.
Listed by CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD.
Listed by CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD.
Listed by CHESTNUT PARK REALTY(SOUTHWESTERN ONTARIO) LTD.